Construction Loans
-
Work with us throughout the entire process of becoming a homeowner
-
Only one closing required
-
The same rate applies for your construction and permanent financing
Options Include:
-
30-year construction mortgage
-
15-year construction mortgage
-
5/1 Adjustable Rate Mortgage (ARM)
Mortgage Pre-Qualifications
-
Know how much house you can afford prior to looking
First-Time Home Buyers
-
Affordable financing with minimal out-of-pocket expense
-
First time home buyers can benefit from our relationship with the Pennsylvania Housing Finance Agency (PHFA)
Mortgage Refinancing
-
Lower your current payments with a lower rate mortgage
First Mortgages
This program provides you with affordable financing with minimal out-of-pocket expense. First-time home buyers can benefit from our relationship with the Pennsylvania Housing Finance Agency (PHFA).
-
5/1 Adjustable Rate Mortgage (ARM) This adjustable rate mortgage offers you a low, fixed interest rate for the first five years of your loan and then your rate adjusts once a year thereafter. This may be a good financing option for you, depending upon your individual circumstances and lifestyle. Rate adjustment caps of 2 percent annually and 5 percent over the life of this loan help you to be able to predict how your rate change will affect your budget. Ask for details.
-
10, 15, 20 or 30-Year Fixed Rate Mortgages
-
30-Year Fixed VA/FHA Mortgages
-
Guaranteed by the federal agency
-
Offered to qualified armed forces, active military personnel, veterans or their widows
-
GHA insures the loan in case buyer can't make payments
-
Requires little or no money down
-
USDA Rural Economic Mortgage
-
No down payment or 100% financing
-
Fixed rate
-
Income and property restrictions may apply
Land Loans
If you are looking to build a new home, we can help you finance your land purchase.
-
3, 5, 7, 10 or 12 year term available
|